American Express - Gold Card

IN DETAIL...

How it works

The Card can be paid automatically from your offshore account saving you the hassle of transferring money.

• As a charge card there is no set spending limit⁴ so you can spend as much on your Card as you’ve shown us you can afford.  Provided the card is paid in full each month
• View your Card balance and statements online with Internet Banking
• Easy access to cash in over 200 countries and territories ⁸

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Comprehensive Worldwide Travel Insurance Benefits³

The Gold Card Worldwide Travel Insurance Benefits³ offer protection to you as the Cardmember, your partner, your children and your primary Supplementary Cardmember,who can also enjoy the benefits whether they are travelling with you or not. Here are some of the benefits:

• Your travel need not be booked on the card for the travel insurance benefits³ to apply
• Extend your holidays with benefits for up to 90 days per trip
• Medical Expense benefit of up to US$/€1 million including winter sports

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Help in an emergency

• Need advice on how to handle an accident with your rental car in Milan? A single call to our 24 hour emergency helpline will give you the information you need
• If your card is lost or stolen, an emergency replacement card will usually be with you within 24 hours

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Enrol in the Membership Rewards Programme⁵ free

• You can earn one point for virtually every dollar or euro you spend. You can redeem them for anything from free flights to car rental with Avis or Hertz or ipods
• Enrolment in Membership Rewards is complimentary for Gold Cardmembers, saving you US$/€35.25 per year

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Special rates and support for all your travel bookings

• The Gold Travel Service are at hand to organise all your travel requirements for either business or leisure²
• You can enjoy discounts of up to 60% in more than 15,000 hotels in 150 countries and special airfares on the worlds major airlines, providing a selection of first, business and economy fares on international services⁷

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* Subject to availability

Applicants must be aged 18 or over. Subject to status.

1.When spending and settling your monthly Card account in either US dollars or euros, depending on the Card you have chosen

2. * Subject to availability

3. American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers.  These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion.  These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment.  One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, for example travel insurance benefits.  You will lose these benefits if you cease to be a Cardmember.  Exclusions apply.  Full details of the insurance benefits currently available can be found in the Summary of Benefits document which will be provided with your Card.  Please read this document to understand the limits and exclusions that may apply.

4.Provided the account is settled in full and on time each month, you can usually spend as much as you have shown us you can afford. Purchases are approved based on a variety of factors, including credit record, account history and personal resources. Proof of resources and security may be required.

5. Points cannot be earned on the following charges: Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange and Express Cash transactions and other Account Charges.

6.Subject to cash availability, country limits and local currency regulations.

7.Terms and conditions apply for each individual partner program, are subject to change and space availability. Some partner programs require enrolment.

8.A fee of US$/€ 10 or 4% of the amount of any cash withdrawal (whichever is greater).

The American Express Cards are issued by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London,  SW1W 9AX. Registered in England and Wales with Number 1833139.