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HSBC International Select Fund - choice of portfolios
Some things you should know before you invest
| Portfolio | Investment aim | From | Is this portfolio for you? |
| Adventurous | Long term capital growth | 100% equity based funds | Do you want an aggressive investment strategy with rapid growth potential? Are you willing to accept a greater degree of risk to achieve this? Suitable if you're prepared to take a long-term view of your investment and understand the volatility and associated risks of certain markets. |
| Balanced | Long term capital growth | 70% equity based funds 30% fixed interest funds |
Do you want a higher level of capital growth potential over the medium to long term than is offered by the Cautious Portfolio? Are you prepared to take a slightly higher level of risk than the cautious portfolio to achieve this? Greater growth potential than the Cautious Portfolio due to a greater concentration on equity funds in this portfolio. |
| Cautious | Long term capital growth | 30% equity based funds 70% fixed interest funds |
Are you a first time investor? Do you want to invest in low risk securities, perhaps to plan for retirement or to invest a nest egg for the future? A high proportion of this portfolio will be invested in funds containing fixed interest funds. These funds typically provide a fairly steady return and are lower risk than equity funds because they are less prone to sudden price movements. A small proportion is invested in equity funds, which invest in company shares to provide the potential for steady and reliable capital growth. |
| Multimanager Premium | Long term capital growth | Primarily equity and fixed income. In addition, some investment funds may provide exposure to commodities, real estate and open-ended regulated hedge funds. |
Do you want your portfolio to aim for a positive return over the medium term, whatever the market trends? This portfolio has no benchmark or asset class weighting constraints and because of this the fund managers have much greater flexibility when selecting the underlying funds. This means that, whereas the other funds in the Select range would rise and fall with their relative benchmark(s), Multimanager Premium aims to preserve capital and provide a return. However due to its aim of reducing volatility, this portfolio may provide lower returns than the other portfolios in the Select range. |
Interest rates can cause the value of bonds to fall as well as rise. Generally they rise when interest rates fall and fall when interest rates rise.
