Your investment choices
Is your priority to grow your wealth, to protect your initial capital, or to receive a regular income from your investment? Are you looking to invest a lump sum or make regular monthly payments?
We provide offshore investments designed to meet each of these requirements. However, we don't believe that 'one size fits all'. Our International Wealth Manager could help you choose solutions from other providers, too.
Click the 'plus' symbol or text for more information.
Click the 'plus' symbol or text for more information.
Looking for capital security?You’ve always been interested in investing - but are a little worried you may lose your money.
Capital protected investments are designed to offer:
- A good introduction to the world of investing
- Growth potential with returns linked to the performance of a choice of stock market indices
- Security knowing that your capital is protected at the end of the investment term
- Although your capital is protected at the end of the investment term, it is not guaranteed.
- Early withdrawal would mean that you could get back significantly less than you put in
Are you looking for capital protection? I would like to request a financial planning review to discuss your requirements with us. Or view our range of HSBC Funds.
Investing for growth offers higher potential growth in return for higher risk.
One way to minimise your risk exposure is by investing in funds. HSBC's Select and Freedom funds allow you to gain access to the growth potential of global stock markets, and of the world's leading funds and fund management companies.
Our International Wealth Managers also recommend a wide range of funds from third party providers. You can invest in funds specialising in single countries (eg. China), continents (eg. Europe) and particular sectors (eg. technology).
Are you looking for capital growth? I would like to request a financial planning review to discuss your requirements with us. Or view our range of HSBC Funds.
Are you looking for an investment that can provide an additional source of income? This income could be used to supplement your pension, or to help pay for your child's education.
Income funds could be the investment solution you're looking for. They aim to provide medium to long-term growth through a mix of income and capital appreciation. Income funds are generally considered to be a low to medium risk.
Through our own fund range and products from third party providers, we offer a range of investments with differing risk profiles designed to:
- Generate a regular income
- Maintain the value of your capital
I would like to request a financial planning review to discuss your requirements with us. Or view our range of HSBC Funds.
Investing would be simple if you could pick the right time to buy and sell.
Monthly investment plans allow you set aside a regular amount each month (rather than investing a lump sum).
- Ease yourself into the world of investments with affordable monthly subscriptions from £/US$/€ 250:
- Contributions can be made by standing order from your Offshore Bank Account, eliminating unnecessary administration for you
- Don't know when to time the market? No need to worry when you're investing monthly
- By investing regularly you get the full benefit of pound cost averaging
The benefits of pound cost averaging
Investing on a regular basis can iron out stock market fluctuations and can help you to avoid investing all of your money when the market is at its peak. Saving regularly enables you to buy more shares when the market and prices are low and less when the market and prices are high. Over time the cost of your units will even out and it is likely that you will end up paying below average prices for your units. This is known as pound cost averaging.
Bear in mind however that in a rising market you could pay above average prices for your units, and if you decided to invest on a regular basis rather than making a lump sum investment at the start of a period of increasing unit prices, the capital you have not yet invested will not participate in investment growth. This means that in some circumstances your investment could be worth less if you use this technique.
Are you looking to invest monthly? I would like to request a financial planning review to discuss your requirements with us. Or view our range of HSBC Funds.
HSBC International Wealth Management aim to provide you with recommendations utilising some of the most prestigious Investment Companies and Fund Houses in the world today.
| Baring | Barclays | Franklin Templeton |
| Friends Provident International | Schroder | Henderson Global Investors |
| HSBC Life (Europe) Limited | Invesco | Investec |
| JPMorgan Asset Management | Legg Mason | M&G |
| Blackrock | Morgan Stanley Investment Management | Norwich Union International |
| Prudential International | Royal Skandia Life Assurance Limited | Skandia Ireland |
| Zurich International Life | HSBC Global Asset Management (International) Limited |
As with any investment where the underlying investments are stocks and shares, the price of shares and the income from them can go down as well as up, is not guaranteed, and it is possible that the value may fall below the original investment.
We always recommend that any shares held are viewed as a medium to long-term investment (at least five years) as any investment charges paid will impact the value of your shares in the short term.
Capital protected investments are not guaranteed - please refer to the individual product screen for full details.
Investors are advised to consider carefully the special risks of investing in emerging market securities. These economies have been and may continue to be affected adversely by economic conditions in the countries in which they trade.
We recommend that you read our Important Information section.
