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This calculator shows which savings account will give you best return depending on the amount and currency of your deposit. Only our Premier rates are shown.Non-Premier rates are available for selected products.

Step 1
Amount you wish to deposit
(For amounts above £250,000, or currency equivalent, please call us on +44 1534 616000 as you may qualify for special rates. If you are an existing customer and have a Relationship Manager (RM), please call your RM direct.)
Currency of deposit: Sterling US Dollars Euro

Step 2
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Savings Account

Gross
Interest
Rate (%)
AER
Interest
Rate (%)
Interest
Paid
Gross
Interest
Received+
AER
Interest
Received++
Offshore Bank
account
Monthly
Online Saver
Monthly
Serious Saver Monthly
Cheque Deposit* Half yearly
Currency Savings** Half yearly
Fixed Deposit
1 month
Monthly
Fixed Deposit
6 month
Half yearly
Total after 1 year :
Fixed Deposit
1 year
Yearly
Total after 3 years :
Fixed Deposit
3 year
Yearly
Total after 5 years :
Fixed Deposit
5 year
Yearly

All rates are quoted without the deduction of tax.

+Gross interest received is calculated over 12 months, except for Fixed Term Deposit Accounts. Interest on the Fixed Deposit Accounts is paid on maturity for terms of one year and less and annually for terms of over one year.

++AER: Annual Equivalent Rate: This is a notional rate, which illustrates what the credit interest rate would be if interest were paid and compounded on an annual basis.

Calculator assumes both Gross and AER interest rates have remained the same for the period. Interest paid on Fixed Term Deposit Accounts assumes that there are 30 days in a month.

The above rates are quoted for indication purposes only and are subject to variation. These products and services are offered only in jurisdictions where and when they may be lawfully offered by HSBC Bank International Limited and the material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us.

Persons accessing these pages are required to inform themselves about and observe any relevant restrictions.

For Online Bonus Saver Account interest is paid with bonus for every calendar month in which you don't make a withdrawal. Standard interest is paid regardless of withdrawals.

30 and 90 day notice accounts and Online Saver accounts have been withdrawn from sale. To view interest rates for informational purposes only click here

*Cheque Deposit Accounts and Currency Savings Accounts in Sterling, US Dollars or Euro have been withdrawn from sale. Interest rates shown are for information purposes only.


All interest is currently paid gross. However, if you are residing in the EU, credit interest may be subject to a retention tax. As an alternative, you can opt to have your account details reported ultimately to your local tax authority. Learn more